Equipment finance allows your business to acquire essential assets without draining working capital — making it an ideal solution for maintaining healthy cash flow while growing your operations.

We offer a range of equipment finance options to suit different business models and goals, including:

Hire Purchase
Perfect for businesses planning to own their equipment outright. The finance provider retains ownership during the term, but once the contract is complete, the asset is yours — typically with no deposit required.

Equipment Lease
Ideal if you prefer flexibility over ownership. At the end of the lease term, you can choose to upgrade, extend the lease, or explore new equipment options — keeping your business up-to-date without large capital outlays.

Equipment Loan (Chattel Mortgage)
A fixed-interest loan secured by the asset itself. This option offers potential tax benefits, such as no GST on loan repayments, and gives you full ownership from the start.

Whether you’re investing in a new vehicle or specialised machinery, SW Global Finance can help you buy, lease, or hire — all at highly competitive rates.

Let’s talk.
Reach out to one of our brokers today to explore the best equipment finance strategy for your business.

We’ll help you finance your new asset in a way that protects your cash flow and preserves your working capital. More importantly, we’ll guide you through key decisions to ensure the finance structure fits your business strategy.

Some of the important questions we’ll help you answer include:

• Should your business buy, lease, or hire the equipment?

• What repayment terms best align with your budget and cash flow?

• What ongoing servicing or end-of-life disposal costs should you factor in?

• How should the loan be structured based on the asset’s expected lifespan?

With SW Global Finance, you don’t just get funding — you get a tailored finance solution that works with your business, not against it.