Build Your Dream from the Ground Up

A land + construction package gives you a complete solution: buy the land and build your home with a single structured loan. Instead of dealing with separate finance for land and then construction, we help you secure a tailored solution from day one — smoother, faster, and easier to manage.

At SW Global Finance, we guide you through the entire process: from land settlement, to construction drawdowns, and finally to completion and occupancy.

We help you answer:

• How much deposit do you need for both land and build?

• Can you get pre-approval before choosing the land?

• Will repayments be interest-only during construction?

• How do drawdowns work across each building stage?

How the Loan Works

• You settle the land portion first, typically with interest-only repayments

• Construction funding is released in stages:

  1. Slab/Base

  2. Frame

  3. Lock-up

  4. Fixing

  5. Completion

• You only pay interest on the amount drawn

• Once completed, your loan converts to a regular principal & interest mortgage

Whether you’re buying a house-and-land package in a new estate or working with your own builder on a vacant block, we’ll help structure the finance so everything runs smoothly from start to finish.

Let’s build your future.

Talk to an SW Global Finance broker to secure land + construction finance tailored to your budget, timeline, and build plan.