Understanding the Redraw Facility in Your Home Loan

When managing your mortgage, making extra repayments can significantly reduce the total interest you pay [...]

How to Use Your Home Equity — And Why Letting It Sit Idle Could Cost You

If you own property in Australia, there’s a good chance you’ve built up equity — [...]

Pre-Approval Is Not a Guarantee — Here’s What You Need to Know

Getting a home loan pre-approval is an important step in the property buying journey. It [...]

Not All “No Annual Fee” Credit Cards Are Actually Cheap

When shopping for a credit card, one of the most attractive marketing phrases you’ll see [...]

Refinancing Isn’t Just for Struggling Homeowners

Refinancing your home loan is often seen as a last resort — something you only [...]

Why Your Credit Score Actually Matters

Many Australians overlook the importance of their credit score — until it’s too late. But [...]

3 Car Loan Red Flags Every Borrower Should Know

Taking out a car loan can be a smart way to manage your cash flow [...]

Refinancing Isn’t Just About Getting a Lower Interest Rate

When most people think about refinancing their home loan, their first question is usually: “Can [...]

How the RBA Cash Rate Impacts Your Mortgage — And What You Can Do About It

If you have a home loan in Australia, the Reserve Bank of Australia (RBA) is [...]

Why Paying Fortnightly Can Save You Thousands on Your Mortgage

Many homeowners stick to monthly repayments for their mortgage, often out of habit or convenience. [...]