Discover the Benefits. Enjoy the Freedom.

A novated lease is an ATO-approved way to salary package your vehicle—giving you potential tax savings and flexibility as an employee.

With the right setup, a novated lease can reduce your taxable income, remove GST on the vehicle and its running costs, and streamline your car ownership costs through one regular payroll deduction.

If you’re ready to explore your options, we’ll help you find the right novated lease structure and lender.

Call us at +84 96 275 92 07 or email support@sw-globalfinance.com.au to be connected with a broker in your area.

Advantages of a Novated Lease
Tax savings. Flexibility. Convenience.

A novated lease is a popular vehicle finance option used in salary packaging. It’s an ATO-approved structure that allows you to finance a car using your pre-tax salary, potentially lowering your taxable income and saving on GST.

It’s a three-way agreement between you, your employer, and a finance company:

• You choose the car

• Your employer makes lease payments from your pre-tax salary

• You enjoy the benefits of driving the car, managing running costs, and accessing potential tax perks

At the end of the lease, you can choose to:

• Purchase the vehicle outright

• Refinance the residual value

• Trade in and start a new lease

A novated lease can be especially attractive if you want to package your car expenses and keep things simple – while saving money.

Questions to consider:

• How flexible is the lease regarding car choice and suppliers?

• How tax-effective is it in your situation?

• Are there hidden clauses or admin fees?

• Will your new employer support the lease if you change jobs?