RBA Cuts Cash Rate to 3.60% – Third Reduction in 2025

Date: 12 August 2025Source: Reserve Bank of Australia (RBA), AP News, The Guardian, The Australian [...]

Debt Recycling: How to Turn Bad Debt into Good Debt

For most homeowners, the primary goal is to pay off their mortgage as quickly as [...]

Split Loans: How to Balance Stability and Savings in Your Mortgage

In today’s unpredictable interest rate environment, locking in the “perfect” home loan can feel impossible. [...]

Construction Loan – You Only Pay Interest on What’s Drawn

A construction loan is structured very differently from a standard home loan. Instead of receiving [...]

Refinancing – Small Rate Drops, Big Savings

Many homeowners think refinancing is only worthwhile when interest rates drop significantly. The truth is, [...]

Car Loan – The Truth About “0% Interest” Deals

“0% interest” car finance offers often sound too good to pass up. The idea of [...]

Car Loans in Australia: 3 Things You Should Know Before You Finance Your Next Vehicle

Buying a car is a major financial decision — and for most Australians, that means [...]

First Home Buyers: How to Get Loan-Ready in 2025

With tighter lending conditions and rising living costs, buying your first home in 2025 is [...]

August 2025 Property Market Update: Buy Now or Wait?

With the Reserve Bank of Australia (RBA) holding the cash rate steady at 4.35% for [...]

Real Case: How Debt Consolidation Helped Sarah Sleep Again

When we talk about debt, most people think of extreme cases — overdue credit cards, [...]